Disaster Financial Assistance (DFA) for Flood Damage


Major flooding in the Central and South East parts of BC that began on April 26th and is still ongoing has caused property and content damages. As a result of the damages sustained from this freshet event, provincial Disaster Financial Assistance (DFA) has been authorized for qualifying claimants, such as home owners, residential tenants, small business owners, farmers, charitable organizations and local government bodies (including first nation communities), who were unable to obtain insurance to cover these disaster-related losses.

Disaster Financial Assistance has been authorized for the following Regional Regional Districts, including all electoral areas, municipalities, and first nation communities:

  • Thompson Nicola Regional District
  • Okanagan Similkameen Regional District
  • Central Okanagan Regional District
  • North Okanagan Regional District
  • Columbia Shuswap Regional District
  • Kootenay Boundary Regional District

All applicants should first check with their insurance agent to determine if their current insurance policy provides coverage for the resulting damage. As part of the DFA qualification process, the applicant's insurer will be asked to provide a letter indicating that the applicant could not have purchased insurance to cover these disaster-related losses.

Information about Disaster Financial Assistance is available on the DFA website. There you will find the DFA Application Form, 'Disaster Financial Assistance Guidelines for Private Sector', information bulletins about DFA and insurance and 'One Step at a time – A Guide to Disaster Recovery'. Additional information can be found in the short Q&A package with basic program information.

Although we encourage people to submit their application to us as soon as possible so that we can have the damage assessment completed promptly, the deadline for EMBC to receive this form is August 2, 2018. As applications are received in this office, EMBC contracted evaluators will contact the applicants to explain the DFA program requirements and schedule an onsite visit.

If you have any questions about this message, please contact Johanna Morrow, Manager, Recovery and Funding Programs – Emergency Management BC. Phone: (250) 952-4912, Fax: (250) 952-5542, or email johanna.morrow@gov.bc.ca. If you have any general questions or concerns, please contact our office toll-free at 1-888-257-4777.